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What is the best time to buy?
Because many buyers prefer to move in the spring or summer, the market starts to heat up as early as February. Families with children are eager to buy so they can move during summer vacation, before the new school year begins.
The market slows down in late summer before picking up again briefly in the fall. November and December have traditionlly been slow months, although some astute buyers look for bargains during this period.

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   Tax-Exempt Bond

A "tax-exempt bond" refers to a type of bond, typically issued by a municipal, county, or state government, where interest payments are not subject to federal income tax. (In some instances, the bonds are also exempt from state or local income taxes.) While government bonds often have a lower return than that other types of bonds, for someone in a high income tax bracket, tax exempt bonds can be a worthwhile addition to a securities portfolio.

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