How does FHA work? The U.S. Department of Housing and Urban Development offers a variety of loan insurance programs through the Federal Housing Administration which require approximately 3 to 5 percent cash down. FHA loan limits vary depending on the county where the property is located. FHA loans administered by HUD are originated by private lenders. For more information, contact lenders who offer FHA loans or a regional HUD office. Resources: U.S. Department of Housing and Urban Development, 451 7th St., Washington, DC 20410; call (202) 708-1112; hud.gov. http://www.hud.gov/offices/hsg/fhahistory.cfm Copyright 2007 Inman News. All Rights Reserved. Related Answers  Do you advise a lock-in on a home loan?  Where do I get information on VA loans?  How do some of these low-down programs work?  Where do I get information on lock-ins?  Where do I get a copy of my credit report? All Answers More Resources Personal Finance Advice Directory Glossary Investing Advice Quizzes Tip of the Day

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