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Are commissions negotiable?
By law, real estate commissions are negotiable. The pricing of real estate service varies by level of service and consumer needs. Most agents charge between between 4 and 6 percent for full service and not all offer the option of paying a fee for an individual service.

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   Gross Spread

The "gross spread" is the price at which a security is offered to the public minus the price at which that security was sold to the underwriter (usually an investment banking firm). The spread is a markup or premium that enables an underwriter to cover administrative and sales expenses and to make a profit. For example, if a company sold shares to an underwriter at $10 per share and the underwriter sold these shares to the public at $12 per share, the gross spread is $2.
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