Tuesday, June 18, 2013
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Personal Finance Glossary
Frequently Searched Terms
Definition of Creditor
T
A "Treasury bill" or "T-bill" is a short-term debt obligation backed by the U.S. government.... more
A "Treasury bond" or "T-bond" is a debt obligation issued by the U.S. government, having a maturity... more
"Tag-Along Rights" often refer to rights established by a contract that afford protection to... more
A "takeover" occurs when one company (the "acquirer") purchases or acquires another company (the... more
"Takeover target" often refers to the company that is the focus of a proposed "takeover," or... more
"Net worth" is determined by total assets minus total liabilities. "Tangible net worth" takes the... more
A "tax audit" occurs when a taxing agency examines a company or individual's tax returns to... more
The "tax basis" is the price paid for the acquisition of a security or an... more
A "tax bracket" is an income range that establishes the amount of income tax to be levied against... more
"Tax court" is a federal court that hears taxpayers' appeals from decisions of the Internal... more
A "tax credit" is a direct dollar-for-dollar reduction of tax liability. The tax credit can be... more
An item or expense is "tax deductible" if it may legitimately be subtracted from gross income.... more
A "tax deduction" is an expense that a taxpayer is allowed to deduct from gross income, and thus... more
"Tax deferred" income is income where payment of any tax is postponed until a later date or the... more
"Tax equivalent yield" is a method of measuring the return on tax exempt investments in comparison... more
"Tax evasion" is a crime that occurs when illegal methods, such as failure to report income or... more
A "tax haven" often refers to a country that offers favorable tax treatment to foreign companies or... more
A "tax holiday" often refers to the temporary elimination or reduction of a tax. Governments... more
"Tax liability" refers to the amount of tax that must be paid, taking into consideration income,... more
A "tax lien" is a legal claim filed by a state or federal taxing agency against the assets of a... more
A "tax loss carry forward" is a tax benefit that allows an individual, corporation, or a fund to... more
The "tax rate" is the percent of income, or the percent of the value of goods or services, that... more
A "tax refund" is the amount of money owed to a taxpayer when the taxpayer's total tax payments... more
A "tax return" is the government form that a taxpayer completes and submits to the taxing agency to... more
A "tax schedule" is a document upon which taxpayers itemize deductions, show dividend and interest... more
"Tax shelter" often refers to an investment that legally reduces the amount of tax due, whether by... more
In general, a "tax swap" is the sale of a security that has lost value since purchase, along with... more
A "tax table" is a chart that shows the amount of tax attributable to a certain income range. Tax... more
A "tax treaty" is an agreement between two countries that is intended to address situations that... more
"Tax exempt" is a general term that refers to a financial transaction that is not subject to... more
A "tax-exempt bond" refers to a type of bond, typically issued by a municipal, county, or state... more
"Commercial paper" refers to short-term, unsecured, and negotiable notes sold by one company to... more
"Tax-Exempt Interest" generally refers to interest income that is exempt from federal income tax.... more
A "tax-sheltered annuity" is a retirement plan for employees of tax-exempt organizations, public... more
A "taxable bond" is a type of debt security where any return earned by the investor will be subject... more
The "taxable equivalent yield" is the return from a higher-paying investment where taxes must be... more
Under federal law, the "taxable estate" is determined by subtracting certain statutory deductions... more
A "taxable event" is any transaction or occurrence that has tax consequences. Examples include the... more
"Taxable gain" refers to the portion of a sale of capital assets that is subject to taxation. When... more
"Taxable income" is the amount of income subject to income taxes. "Income" includes both earned... more
"Taxes" refers to the financial obligation placed on a business or individual by a governmental... more
A "teaser rate" is a low initial interest rate on an adjustable rate mortgage... more
A "tenancy-in-common" is a form of ownership for two or more owners. The individual interests do... more
A "tender offer" usually occurs within the context of a takeover bid in the form of a public... more
"Term life insurance" refers to a type of life insurance policy that provides protection for a... more
A "term loan" is a bank loan for a specified amount that typically matures in between 1 and 10... more
A "term sheet" is the document that summarizes key provisions of a proposed transaction, such as a... more
A "terms of use agreement" is a contract that governs the use of a Web site by viewers of the site.... more
A "testator" is someone who has made a legally valid will or testament before death. The will... more
"Total Enterprise Value" or "TEV" is one of several ways to measure the complete value of companies... more
A "three-day notice" often refers to a notice by a landlord that a tenant's tenancy will be... more
A "tenancy-in-common" or "TIC" is a form of ownership for two or more owners. The individual... more
"Ticker symbols" are the letters or characters used as a code to identify publicly traded stocks or... more
In the early 20th century, there were machines that transmitted stock information via telegraph... more
"Treasury Investment Growth Receipt" or "TIGRs" are a form of bond backed by the federal... more
"Time value" can be used in several different contexts. (1) In general, "time value" describes the... more
A "tippee" refers to the recipient of material non-public information about a public company, from... more
"Tipping" in the securities context refers to a person providing material non-public information... more
A "tippor" refers to a person who provides material non-public information about a public company... more
"TIPS" or "Treasury Inflation Protected Securities" are a special type of Treasury note that offers... more
A "title" can be (1) the document that shows legal ownership of real or personal property or (2) a... more
A "title search" is the process of examining in detail the various public records related to... more
The "TMWX" is an index composed of nearly 6,700 publicly-traded companies that are all... more
"Total Enterprise Value" or "TEV" is a way to measure the complete value of companies with varying... more
"Touting" refers to the act of a firm or individual promoting a company or security without... more
A "trade name" is the name under which a company conducts business, or by which its business,... more
A "trade name license agreement" spells out the terms allowing the use of the trade name of another... more
A "trademark" is a word, phrase, symbol or design (or any combination thereof) used to distinguish... more
A "trademark assignment" is a contract transferring (assigning) ownership of a trademark to a third... more
A "trading account" is similar in operation to a traditional deposit account. It is held at a... more
In general, a "transfer" occurs when money or its equivalent is moved from one place to another. A... more
A "transfer agent" can be a trust company, bank, or similar financial institution engaged by a... more
TransUnion is one of the three major credit reporting agencies in the United States. See... more
"Traveler's checks" are an internationally recognized and redeemable draft that can be... more
A "Treasury bill" or "T-bill" is a short-term debt obligation backed by the U.S. government.... more
A "Treasury bond" or "T-bond" is a debt obligation issued by the U.S. government, having a maturity... more
The "Treasury Index" is an index based on auctions of U.S. Treasury bills, or on the U.S.... more
"TIPS" or "Treasury Inflation Protected Securities" are a special type of Treasury note that offers... more
"Treasury Investment Growth Receipt" or "TIGRs" are a form of bond backed by the federal... more
"Treasury notes" are debt obligations of the U.S. Treasury with maturities of more than one year,... more
"Treasury stock" (or "treasury shares") refers to stock that has been repurchased by the issuing... more
"Treasury stock method" refers to the method used to calculate diluted earnings per share when... more
"STRIPS" stands for "Separate Trading of Registered Interest and Principal Securities." "Treasury... more
A "triple net lease" is a commercial lease where, in addition to the agreed upon rent payment, the... more
"Triple witching hour" refers to the hour before the stock market closes on the third Friday of... more
A "trust" describes a fiduciary relationship in which a person or institution, called a trustee,... more
In general, a "trust deed" is a formal document that outlines the terms of a trust agreement,... more
The "Trust Indenture Act of 1939" is a federal law passed in 1939 to protect the interests of... more
A "trustee in bankruptcy" is a person who is usually appointed by a U.S. District court or by... more
The term "Truth in Lending" is derived from the federal Truth in Lending Act, see 15 USC Section... more
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