Personal Finance Glossary     Browse Glossary : A   B   C   D   E   F   G   H   I   J   K   L   M   N   O   P   Q   R   S   T   U   V   W   X   Y   Z   All R R & D "Research & development" or "R & D" is a phrase that relates to activities (and related expenses)... more   Rabbi Trust A "Rabbi Trust" is a method of deferring compensation for executive employees. The Rabbi Trust is... more   Ratchet Clause See "Anti-Dilution... more   Rate Lock A "rate lock" is an agreement between a lender and a real estate loan applicant guaranteeing a... more   Rate of Exchange The "rate of exchange" is the price at which the money of one country can be converted into the... more   Rating A "rating" is a grade - usually denoted by a letter or series of letters such as AAA or BBB -... more   Real Estate "Real estate" is typically a piece of land and whatever building that occupies... more   Real Estate Agent A "real estate agent" is a salesperson licensed to aid buyers and sellers in the home sales... more   Real Estate Appraisal A "real estate appraisal" is an estimate of the fair market value of a piece of real property,... more   Real Estate Broker A "real estate broker" is a professional intermediary who assists in the purchase or sale of real... more   Real Estate Investment Trust A "real estate investment trust" or "REIT" is a corporation, association or trust that uses the... more   Real Estate Limited Partnership A "real estate limited partnership" is a limited partnership formed to invest and hold real estate.... more   Realized Gain "Realized gain" is the gain resulting from the sale of an asset minus the adjusted basis of the... more   Realized Loss "Realized loss" is the loss resulting from the sale of the assets at a price lower than the... more   Realtor A "realtor" is a real estate broker who is affiliated with the National Associate of Realtors and... more   Reassessment A "reassessment" is the process of revising or updating the estimated value of real estate for... more   Receivables "Receivables" or "accounts receivables" refer to a company's accounting entry reflecting money... more   Receivership "Receivership" is the legal status of a corporation, partnership or individual over whom a receiver... more   Recognized Loss A "recognized loss" is a loss incurred by a taxpayer for income tax... more   Record Date A "record date" is the date established by a company for the purpose of determining the... more   Record holder A "record holder" is the individual or entity listed on a corporation's stock ledger as a... more   Recording The term "recording" refers to the filing in a public office of the details of a legal document... more   Recruiter Agreement A "recruiter agreement" is a contract where a company hires an employment recruiting firm to... more   Red Herring A "red herring" is a preliminary prospectus for a securities offering filed with the Securities and... more   Redeemable "Redeemable" refers to securities such as preferred stock or bonds that may be repurchased from the... more   Redemption "Redemption" refers to the purchase of securities by an issuing company from the holder, at a time... more   Redemption Fee A "redemption fee" is a fee charged by some mutual funds when an investor sells shares of the... more   Redlining "Redlining" is the practice by financial institutions or insurance companies of denying or... more   Refinancing A "refinancing" is a substitution of new debt financing to replace... more   Refunding In connection with bonds, a "refunding" means the sale of a new issue of bonds, the proceeds of... more   Reg T "Regulation T" or "Reg T" is a regulation established by the Federal Reserve Board which covers the... more   Registration Right "Registration rights" are rights granted to investors in a company, to require the company to... more   Registration Statement A "registration statement" is a legal document filed with the SEC in connection with a... more   Regressive Tax A "regressive tax" is a tax in which the poor pay a larger percentage of income than the rich. For... more   Regulated Investment Company A "regulated investment company" is a company that uses its capital to invest in securities or... more   Regulation D "Regulation D" is a federal regulation promulgated pursuant to the federal Securities Act of 1933,... more   Regulation T "Regulation T" or "Reg T" is a regulation established by the Federal Reserve Board which covers the... more   Reinsurance "Reinsurance" often refers to an agreement whereby an insurance company transfers part or all of... more   REIT A "real estate investment trust" or "REIT" is a corporation, association or trust that uses the... more   Rent Control "Rent control" is a municipal or city regulation restricting the amount of rent that can be charged... more   Rental Agreement A "rental agreement" is a contract under which the owner of a property (the "lessor" or "landlord")... more   Rental Application A "rental application" is a form to be filled out by a prospective tenant in order for the landlord... more   Renters Insurance "Renter's insurance" is an insurance policy that covers a renter's personal possessions and... more   Repo A "repurchase agreement" or "repo" is a financial transaction in which a dealer in effect borrows... more   Repossession "Repossession" is defined to mean the legal process by which a borrower in default on a secured... more   Repurchase Agreement A "repurchase agreement" or "repo" is a financial transaction in which a dealer in effect borrows... more   Research & Development "Research & development" or "R & D" is a phrase that relates to activities (and related expenses)... more   Residential Rental Agreement A "residential rental agreement" is a contract under which the owner of an asset (the "lessor" or... more   Residential Rental Application A "residential rental application" is a form to be filled out by a prospective tenant in order for... more   Resolution A "resolution" is a formal decision or action by a Board of Directors or stockholders of a... more   RESPA "RESPA" stands for the Real Estate Settlement Procedures Act, a federal consumer protection law... more   Restricted Stock The term "restricted stock" typically refers to stock that is granted by an employer to compensate... more   Retained Earnings "Retained earnings" are earnings of a corporation that are retained by the corporation for... more   Return on Investment "Return on investment" or "ROI" is the profit or loss resulting from an investment transaction or a... more   Reverse Mortgage A "reverse mortgage" is a loan usually used by older borrowers as a way of converting the equity in... more   Reverse Stock Split A "reverse stock split" is a proportionate decrease in the number of shares of a corporation... more   Revocable Proxy A "revocable proxy" is an authorization to a person to act on behalf of another party, which may be... more   Revocable Trust A "revocable trust" is a trust in which any of its provisions can be changed, or the trust itself... more   Revolving Account A "revolving account" is an account which requires at least a specified minimum payment each month... more   Rewards Card A "rewards card" is a type of credit card that rewards the user of the card based on the amount of... more   Right of First Refusal A "right of first refusal" is a provision in a contract stating that a party must be given an... more   Right of First Refusal Agreement A "right of first refusal agreement" is a contract stating that a party must be given an... more   Rights Agreement A "rights agreement" or "poison pill" is an anti-takeover mechanism that gives the shareholders of... more   Rights Offering A "rights offering" is an offering by a corporation to its existing stockholders of additional... more   Risk Capital The term "risk capital" refers to money that investors can allocate to investing in high risk... more   Risk Score A "risk score" is formula generated number that rank-orders consumers according to the likelihood... more   Risk Tolerance The term "risk tolerance" refers to an investor's willingness to accept declines in the value... more   Road Show A "road show" is a presentation by an issuer of stock or other securities to prospective investors,... more   ROI "ROI" stands for "return on investment" and is the profit or loss resulting from an investment... more   Rollover The term "rollover" refers to the nontaxable transfer of assets from one qualified retirement plan... more   Roth IRA A "Roth IRA" is a type of Individual Retirement Account (IRA) authorized by U.S. federal law. ... more   Rule 144 "Rule 144" refers to an SEC rule that sets forth the conditions allowing the sale of unregistered... more   Rule 144A "Rule 144A" refers to an SEC rule that sets forth the conditions allowing the sale and trading of... more   Russell 2000 Index The "Russell 2000 Index" is a market capitalization weighted index measuring the performance of the... more   Russell 3000 Index The "Russell 3000 Index" is an index measuring the performance of the 3,000 largest U.S. companies... more       Browse Glossary : A   B   C   D   E   F   G   H   I   J   K   L   M   N   O   P   Q   R   S   T   U   V   W   X   Y   Z   All

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