Wednesday, May 22, 2013
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Personal Finance Glossary
Frequently Searched Terms
Definition of Waiting Period
R
"Research & development" or "R & D" is a phrase that relates to activities (and related expenses)... more
A "Rabbi Trust" is a method of deferring compensation for executive employees. The Rabbi Trust is... more
See "Anti-Dilution... more
A "rate lock" is an agreement between a lender and a real estate loan applicant guaranteeing a... more
The "rate of exchange" is the price at which the money of one country can be converted into the... more
A "rating" is a grade - usually denoted by a letter or series of letters such as AAA or BBB -... more
"Real estate" is typically a piece of land and whatever building that occupies... more
A "real estate agent" is a salesperson licensed to aid buyers and sellers in the home sales... more
A "real estate appraisal" is an estimate of the fair market value of a piece of real property,... more
A "real estate broker" is a professional intermediary who assists in the purchase or sale of real... more
A "real estate investment trust" or "REIT" is a corporation, association or trust that uses the... more
A "real estate limited partnership" is a limited partnership formed to invest and hold real estate.... more
"Realized gain" is the gain resulting from the sale of an asset minus the adjusted basis of the... more
"Realized loss" is the loss resulting from the sale of the assets at a price lower than the... more
A "realtor" is a real estate broker who is affiliated with the National Associate of Realtors and... more
A "reassessment" is the process of revising or updating the estimated value of real estate for... more
"Receivables" or "accounts receivables" refer to a company's accounting entry reflecting money... more
"Receivership" is the legal status of a corporation, partnership or individual over whom a receiver... more
A "recognized loss" is a loss incurred by a taxpayer for income tax... more
A "record date" is the date established by a company for the purpose of determining the... more
A "record holder" is the individual or entity listed on a corporation's stock ledger as a... more
The term "recording" refers to the filing in a public office of the details of a legal document... more
A "recruiter agreement" is a contract where a company hires an employment recruiting firm to... more
A "red herring" is a preliminary prospectus for a securities offering filed with the Securities and... more
"Redeemable" refers to securities such as preferred stock or bonds that may be repurchased from the... more
"Redemption" refers to the purchase of securities by an issuing company from the holder, at a time... more
A "redemption fee" is a fee charged by some mutual funds when an investor sells shares of the... more
"Redlining" is the practice by financial institutions or insurance companies of denying or... more
A "refinancing" is a substitution of new debt financing to replace... more
In connection with bonds, a "refunding" means the sale of a new issue of bonds, the proceeds of... more
"Regulation T" or "Reg T" is a regulation established by the Federal Reserve Board which covers the... more
"Registration rights" are rights granted to investors in a company, to require the company to... more
A "registration statement" is a legal document filed with the SEC in connection with a... more
A "regressive tax" is a tax in which the poor pay a larger percentage of income than the rich. For... more
A "regulated investment company" is a company that uses its capital to invest in securities or... more
"Regulation D" is a federal regulation promulgated pursuant to the federal Securities Act of 1933,... more
"Regulation T" or "Reg T" is a regulation established by the Federal Reserve Board which covers the... more
"Reinsurance" often refers to an agreement whereby an insurance company transfers part or all of... more
A "real estate investment trust" or "REIT" is a corporation, association or trust that uses the... more
"Rent control" is a municipal or city regulation restricting the amount of rent that can be charged... more
A "rental agreement" is a contract under which the owner of a property (the "lessor" or "landlord")... more
A "rental application" is a form to be filled out by a prospective tenant in order for the landlord... more
"Renter's insurance" is an insurance policy that covers a renter's personal possessions and... more
A "repurchase agreement" or "repo" is a financial transaction in which a dealer in effect borrows... more
"Repossession" is defined to mean the legal process by which a borrower in default on a secured... more
A "repurchase agreement" or "repo" is a financial transaction in which a dealer in effect borrows... more
"Research & development" or "R & D" is a phrase that relates to activities (and related expenses)... more
A "residential rental agreement" is a contract under which the owner of an asset (the "lessor" or... more
A "residential rental application" is a form to be filled out by a prospective tenant in order for... more
A "resolution" is a formal decision or action by a Board of Directors or stockholders of a... more
"RESPA" stands for the Real Estate Settlement Procedures Act, a federal consumer protection law... more
The term "restricted stock" typically refers to stock that is granted by an employer to compensate... more
"Retained earnings" are earnings of a corporation that are retained by the corporation for... more
"Return on investment" or "ROI" is the profit or loss resulting from an investment transaction or a... more
A "reverse mortgage" is a loan usually used by older borrowers as a way of converting the equity in... more
A "reverse stock split" is a proportionate decrease in the number of shares of a corporation... more
A "revocable proxy" is an authorization to a person to act on behalf of another party, which may be... more
A "revocable trust" is a trust in which any of its provisions can be changed, or the trust itself... more
A "revolving account" is an account which requires at least a specified minimum payment each month... more
A "rewards card" is a type of credit card that rewards the user of the card based on the amount of... more
A "right of first refusal" is a provision in a contract stating that a party must be given an... more
A "right of first refusal agreement" is a contract stating that a party must be given an... more
A "rights agreement" or "poison pill" is an anti-takeover mechanism that gives the shareholders of... more
A "rights offering" is an offering by a corporation to its existing stockholders of additional... more
The term "risk capital" refers to money that investors can allocate to investing in high risk... more
A "risk score" is formula generated number that rank-orders consumers according to the likelihood... more
The term "risk tolerance" refers to an investor's willingness to accept declines in the value... more
A "road show" is a presentation by an issuer of stock or other securities to prospective investors,... more
"ROI" stands for "return on investment" and is the profit or loss resulting from an investment... more
The term "rollover" refers to the nontaxable transfer of assets from one qualified retirement plan... more
A "Roth IRA" is a type of Individual Retirement Account (IRA) authorized by U.S. federal law. ... more
"Rule 144" refers to an SEC rule that sets forth the conditions allowing the sale of unregistered... more
"Rule 144A" refers to an SEC rule that sets forth the conditions allowing the sale and trading of... more
The "Russell 2000 Index" is a market capitalization weighted index measuring the performance of the... more
The "Russell 3000 Index" is an index measuring the performance of the 3,000 largest U.S. companies... more
Word of the Day
International Monetary Market
The "International Monetary Market" or "IMM" is a centralized market in...
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