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Personal Finance Glossary

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Joint Account
A "joint account" is an account shared by two or more... more
 
Joint and Several
The term "joint and several" generally refers to a liability which allows a creditor to sue any one... more
 
Joint Tax Return
A "joint tax return" is a tax return filed by two people, typically... more
 
Joint Tenants in Common
"Joint tenants in common" refers to the ownership of property by two or more individuals. A... more
 
Joint Tenants with Right of Survivorship
A "joint tenancy with right of survivorship" or "JTWROS" refers to the ownership of property by two... more
 
Joint Venture
A "joint venture" is an arrangement by two or more parties to pursue a particular business... more
 
JTWROS
A "joint tenancy with right of survivorship" or "JTWROS" refers to the ownership of property by two... more
 
Judgment
A "judgment", in the legal context, is the decision of a court upon the respective rights and... more
 
Jumbo CD
A "jumbo CD" is a certificate of deposit with a minimum denomination of $100,000. Jumbo CDs are... more
 
Jumbo Loan
A "jumbo loan" or "jumbo mortgage" is a mortgage loan that exceeds the limits set by Fannie Mae... more
 
Jumbo Mortgage
A "jumbo mortgage" or "jumbo loan" is a mortgage loan that exceeds the limits set by Fannie Mae... more
 
Junior Mortgage
A "junior mortgage" is a mortgage loan whose security interest is subordinate to a senior... more
 
Junior Security
A "junior security" is a security that has a lower-priority claim on a company's assets and... more
 
Junk Bond
A "junk bond" or "high yield bond" is a bond with a speculative investment rating from the credit... more
 

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Word of the Day
   Incorporation

"Incorporation" is a legal process through which a corporation is created. Usually, a corporation is created when the Secretary of State of a state issues a charter (sometimes called articles of incorporation or a certificate of incorporation) allowing it to operate as a corporation. A corporation properly formed and operated generally protects the owners of the corporation (the stockholders) from liability for the debts and obligations of the corporation.
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