Wednesday, February 8, 2012
- Stay connected with
-
-
Personal Finance Glossary
Frequently Searched Terms
Definition of Vendor Financing
I
"I-Bonds" or "inflation bonds" are U.S. Treasury savings bonds with indexed to try to take account... more
"Identity theft" is the deliberate assumption of another person's identity, usually to gain... more
An "international depository receipt" or "IDR" is a certificate issued by a bank as evidence of... more
The "International Monetary Market" or "IMM" is a centralized market in Chicago where currency,... more
"Impaired credit" refers to the situation where a company's or an individual's financial... more
"Imputed interest" is interest that is considered to have been paid although no actual payment was... more
The phrase "in the money option" refers to a stock option where the market price of the underlying... more
An "incentive stock option" or "ISO" is a stock option that has met certain requirements specified... more
The term "income" generally refers to the money earned by individuals or companies. For... more
An "income bond" is a bond that only pays interest if the corporation has enough earnings. These... more
An "income fund" is a mutual fund whose goal is to provide an income from investments, typically in... more
"Income property" refers to real estate purchased for the purpose of generating... more
"Income statement" is an accounting statement showing revenues, expenses, and net income of a... more
"Income tax" is a tax based on income earned by an individual or company. The taxpayer typically... more
The term "income verification" refers to the process whereby a lender confirms the income of a... more
"Incorporation" is a legal process through which a corporation is created. Usually, a corporation... more
Indemnification is the legal right to be reimbursed pursuant to an indemnity for damage or loss... more
"Indemnity" is a contract whereby one party agrees to compensate a second party for any damages or... more
An "indenture" is a legal document setting forth the specifics of a bond issuance, and setting... more
An "independent contractor agreement" is a contract between two parties where the "contractor"... more
An "index fund" is a mutual fund that is designed to match the returns of a particular stock market... more
An "index option" refers to call and put option contracts traded on an underlying index, such as... more
An "individual retirement account" or "IRA" is a federally sanctioned retirement account for... more
"Inflation" refers to a general increase in the prices of goods and services. Over time, inflation... more
"Inflation bonds" or "I-Bonds" are U.S. Treasury savings bonds indexed to try to take account of... more
"Inheritance" refers to the passing of assets and liabilities to heirs or persons identified in a... more
An "inheritance tax" is a tax based on the value of property in an estate of a deceased individual.... more
An "initial public offering" or "IPO" is the process of a private company first selling its stock... more
The term "insider information" refers to relevant material information about a publicly traded... more
"Insider trading" is the buying or selling of a security by a person (e.g., an officer, director,... more
"Insolvency" describes a financial condition experienced by a person or business when assets no... more
An "installment account" is an account that has a set regular payment, typically every month. Auto... more
An "installment debt" is a debt that has a set regular payment, typically every month. Auto loans... more
An "installment sale" is a transaction in which the sale price is paid in installments. The term... more
"Instinet" is a stock exchange allowing members to display bid and offer quotes for stocks, and to... more
An "institutional fund" is a type of mutual fund catering primarily to institutional investors,... more
An "institutional investor" is a financial institution such as a mutual fund, bank, insurance... more
"Institutional shares" refer to a class mutual fund shares that are available to large... more
"Insurance" protects against loss or damage, the insured makes periodic payments to an insurer, and... more
An "insurance agent" is a person who is authorized by an insurance company to sell... more
An "insurance broker" is a professional broker who represents the interest of the buyer in... more
An "insurance claim" is a claim for reimbursement of a loss or damage pursuant to the coverage... more
An "insurance policy" is a contract providing for coverage of loss or damage to person or property,... more
An "insurance premium" is the payment made by an insured under the terms of an insurance... more
An "insured" is the person(s) or property covered by an insurance... more
An "inter vivos trust" is a trust that an individual establishes while he or she is alive, enabling... more
"Interest" is the price paid for borrowing money. For example, a 5% annual interest rate on a $1000... more
"Interest deduction" is an interest expense that is allowed as a tax deduction for tax purposes.... more
An "interest only mortgage" is a real estate loan in which only the interest is payable at regular... more
An "interest rate" is the amount of interest charged, usually characterized as a percentage of the... more
An "interest rate cap" is an interest rate ceiling in a loan where the interest rate can not exceed... more
"Interest rate options" are option contracts that are based upon underlying debt instruments. ... more
An "interest-only loan" is a loan in which payment of principal is deferred until maturity, and the... more
An "interest-only mortgage" is a mortgage in which payment of principal is deferred until maturity,... more
The "internal rate of return" or "IRR" is the discount rate often used in capital budgeting to... more
The "Internal Revenue Code" contains the various statutes that make up the U.S. federal... more
The "Internal Revenue Service" or "IRS" is the US Treasury Department agency responsible for... more
"International bonds" are bonds that are issued by an entity or company in a country where they are... more
An "international depository receipt" or "IDR" is a certificate issued by a bank as evidence of... more
An "international fund" is a mutual fund investing in securities of countries other than the United... more
The "International Monetary Market" or "IMM" is a centralized market in Chicago where currency,... more
"Intestacy" is the situation where a person dies without having made a valid will. Intestacy law... more
"Intestate" refers to dying without a will or without a... more
The term "intraday" means "within the day." The term is often used when stating the high and low... more
An "intrastate offering" is an offering of securities solely to residents of one state, structured... more
An "inverted yield curve" is the unusual situation where long term debt instruments have a lower... more
An "investment bank" is a financial services company that gives advice to companies, assists them... more
An "investment banker" is a person with an investment bank that gives advice to companies, assists... more
An "investment company" is a company (corporation, LLC, trust, or partnership) that is primarily... more
The "Investment Company Act of 1940" is the federal law that regulates investment companies... more
"Investment grade bonds" are high-quality bonds rated as investment grade by one of the credit... more
"Investment income" is income that is generated from securities and other investments, such as... more
"Investment real estate" is real property held for investment, as opposed to property used for... more
An "investor" is someone who commits capital in order to gain financial returns from the... more
An "investor rights agreement" is a contract typically used by venture capitalists in connection... more
An "invoice" is a bill or list of charges for services rendered or products sold. For example, an... more
An "initial public offering" or "IPO" is the process of a private company first selling its stock... more
An "IPO lock-up" is a contract with certain investors in a company in connection with its IPO. A... more
An "individual retirement account" or "IRA" is a federally sanctioned retirement account for... more
The "internal rate of return" or "IRR" is the discount rate often used in capital budgeting to... more
The term "irrevocable beneficiary" often refers to a beneficiary whose rights to the proceeds of an... more
An "irrevocable letter of credit" is a letter of credit that can not be cancelled by the issuing... more
An "irrevocable proxy" is an authorization to a person to act on behalf of another party with... more
An "irrevocable trust' is a trust that can not be amended or... more
"IRS" stands for the Internal Revenue Service, the US Treasury Department agency responsible for... more
An "incentive stock option" or "ISO" is a stock option that meets certain requirements specified by... more
An "issuer" is an entity, such as a corporation, municipality, or government, that issues or... more
"Itemized deductions" are amounts paid by an individual taxpayer for personal and certain business... more
Question & Answers
Word of the Day
403(b)Plan
A "403(b) plan" is a plan that is designed as a retirement savings plan, used by...
Personal Finance Answers categories
Why search the Web, when you can go straight to the best.
- 401(k) & IRAs
- Annuities
- Attorneys
- Banks
- Bonds
- Buying Your Home
- Car Financing
- Careers
- Child Care
- College Savings
- Company Research
- Credit Cards
- Credit Reports
- Currency/Foreign Exchange Trading
- Employee Stock Plans
- Estate Planning
- Government
- Health Care
- Identity Theft
- Insurance
- Personal Finance Advice:
-
College Savings Home Buying/Selling Mortgages Credit Cards Savings/Credit Taxes
- Investing Advice:
-
Stock Investing Mutual Funds Bonds Option/Futures Annuities Real Estate Investing
- Resources:
-
Glossary Directory Credit Reports Newsletter Answers Tip of the day
- Stay connected with
-
-
Copyright © By E-PersonalFinance.com All rights Reserved