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    Definition of Discretionary Income
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    Discretionary Income

    "Discretionary income" is the amount of an individual's income available for spending after all fixed and necessary expenses (such as taxes, utilities, food, clothing and rent) have been paid.

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    How do I save on taxes?

    Here are some ways to save money on taxes:
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    Secured Credit Card

    A "secured credit card" is a type of credit card that is linked to a bank account....

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