Personal Finance Glossary
Definition of Declared Dividend
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A "health savings account" or "HSA" is an account, funded by an individual or his or her employer,... more
A "hedge" is an investment that reduces an investor's risk from another investment. The hedge... more
A "hedge fund" is a private investment fund that invests in stocks, and may employ a variety of... more
"Hedging" is the investment strategy of using hedges to reduce the risk of adverse price movement... more
An "heir" is someone who is legally entitled to receive a person's assets when that person... more
A "high yield bond" is a bond with a relatively high interest rate (and thus a relatively high... more
A "high-deductible health plan" or "HDHP" is a health insurance plan with a relatively high... more
A "high-grade bond" is a bond with an AAA or AA rating in Standard & Poor's or Moody's... more
A "high-tech stock" (or simply "tech stock") is stock in a company in the technology sector. Such... more
A "high-yield fund" is a mutual fund that primarily invests in lower rated bonds that have... more
"Hitting the bid" occurs when a dealer of stocks agrees to sell shares of the stock for another... more
A "hobby loss" is a financial loss (as opposed to a gain) that an individual incurs as the result... more
A "hold recommendation" is an analyst's opinion that can loosely be interpreted to mean that a... more
A "holdback escrow" is an escrow mechanism used in merger and acquisition transactions where a... more
The "holder of record" is the person (an individual or entity) who is the registered owner of a... more
A "holding period" is the period of time an asset, such as an investment, is held by an owner... more
"Home equity" is the fair market value of a home minus the total amounts of any mortgages on the... more
A "home equity line of credit" is a line of credit allowing the borrower to draw down loans from... more
A "home equity loan" is loan or line of credit that is secured by the borrower's equity in his... more
A "home office expense" is an IRS income tax deduction that allows people who spend at least half... more
The term "home warranty" can denote an agreement between a home buyer and home seller as to the... more
A "homeowners' association" is a corporation or other type of organization consisting of... more
"Homeowner's insurance" is an insurance product designed to indemnify a homeowner for covered... more
A "hostile takeover" refers to an acquisition of all or a significant number of the shares of a... more
A "hot IPO" is a highly anticipated initial public offering (IPO) of shares of stock. The IPO is... more
A "hot issue" is a stock that is in high demand. The term "hot issue" generally applies to a hot... more
A "housing bond" is a debt security issued by a municipal government to finance construction of... more
The "housing expense ratio" is a figure that lenders use to help determine the amount of a home... more
The "housing market index" is a statistical model used to track the demand for new homes. It is... more
"Housing starts" refers to the number of home constructions begun during a certain time period.... more
An "HSA" or "health savings account" is an account, funded by an individual or his or her employer,... more
"HUD" is the U.S. Department of Housing and Urban Development, a federal agency. HUD was... more
The "HUD-1 Form," also called the "closing sheet" or "settlement sheet" is a detailed accounting of... more
The "hurdle rate" is the rate of return on an investment below which a person will not invest. In... more
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    Joint Account

    A "joint account" is an account shared by two or more people.

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