Personal Finance Glossary     Browse Glossary : A   B   C   D   E   F   G   H   I   J   K   L   M   N   O   P   Q   R   S   T   U   V   W   X   Y   Z   All E E-Commerce Agreement An "E-commerce agreement" is a contract between two parties, relating to the promotion of products... more   Early Withdrawal Penalty An "early withdrawal penalty" is a penalty paid by the holder of a fixed-term debt instrument (such... more   Earned Income "Earned income" refers generally to an individual's income earned from employment or... more   Earned Income Credit The "earned income credit" is a federal tax credit that low income workers may be entitled to... more   Earnest Money Deposit An "earnest money deposit" is the amount of money given by the buyer to a seller of an asset upon... more   Earnings The term "earnings" typically refers to (1) in the case of an individual, salary and other... more   Earnings before Interest & Tax "Earnings before interest and tax" or "EBIT" is a financial measure of a company defined as its... more   Earnings before Interest, Taxes, Depreciation and Amortization "Earnings before interest, taxes, depreciation and amortization" or "EBITDA" is a financial measure... more   Earnings before Tax "Earnings before tax" refers to a company's revenues minus all expenses other than... more   Earnings Estimate An "earnings estimate" is an estimate by a securities analyst as to the future expected earnings... more   Earnings Management "Earnings management" typically refers to a practice undertaken by public companies to manipulate... more   Earnings Per Share "Earnings per share" or "EPS" is a financial measure of a company based upon the company's... more   Earnout The term "earnout" refers to a contract provision in an acquisition contract stating that the... more   Earthquake Insurance "Earthquake insurance" is a form of property insurance that pays the policyholder in the event of... more   Easement An "easement" is a limited legal right to use another person's real estate for a specific... more   EBIT "Earnings before interest and taxes" or "EBIT" is a financial measure of a company defined as its... more   EBITDA "Earnings before interest, taxes, depreciation and amortization" or "EBITDA" is a financial measure... more   EBT "EBT" stands for "earnings before tax," which is a company's income minus all expenses, other... more   ECOA The "Equal Credit Opportunity Act" or "ECOA" is a federal law that protects consumers from... more   EDGAR "EDGAR" refers to the SEC's Electronic Data Gathering, Analysis and Retrieval system, a... more   Education IRA An "education IRA" is a form of individual retirement account enabling the contribution of up to... more   Effective Tax Rate The term "effective tax rate" refers to the ratio, generally expressed as a percentage, of taxes... more   Electronic Filing "Electronic filing" typically refers to the filing of tax returns with the Internal Revenue Service... more   Electronic Funds Transfer "Electronic funds transfer" or "EFT" is a transfer of funds electronically rather than by check or... more   Eligible Rollover Distribution An "eligible rollover distribution" is a distribution from an IRA or qualifying retirement plan... more   Elliott Wave Theory The "Elliott Wave Theory" is a technical analysis theory for predicting the behavior of the stock... more   Emerging Market Fund An "emerging market fund" is a mutual fund that invests in securities which are traded in the... more   Emerging Markets The term "emerging markets" refers to the financial markets of developing... more   Employee Confidentiality and Invention Assignment Agreement To make sure that employees keep a company's proprietary information confidential, an "employee... more   Employee Contribution Plan An "employee contribution plan" is a retirement plan whereby employees make contributions to an... more   Employee Handbook An "employee handbook" is a company's written statement of policies and procedures applicable... more   Employee Retirement Income Security Act The "Employee Retirement Income Security Act" or "ERISA" is the U.S.federal law that governs the... more   Employee Share Ownership Trust An "employee share ownership trust" or "ESOT" is a trust account established by a corporation to... more   Employee Stock Ownership Plan An "employee stock ownership plan" or "ESOP" is a company contributed trust fund that buys and... more   Employee Stock Purchase Plan An "employee stock purchase plan" or "ESPP" is a company sponsored plan where participating... more   Employment Agreement An "employment agreement" is a contract between an employer and employee setting forth the terms of... more   Employment Application An "employment application" is a form to be filled out by prospective employees. The application... more   Employment Rate The "employment rate" is the percentage of the number of persons actually employed over the total... more   Encumbrance An "encumbrance" is a legal term referring to anything that affects or limits the title to... more   Endorsement An "endorsement" has multiple meanings, including (1) a written form attached to an insurance... more   Endowment Fund An "endowment fund" is a fund generated from the gift (usually of cash) of a donor to an... more   Enterprise Value "Enterprise value" is defined to mean a company's market value (in other words, the total value... more   Entrepreneur The term "entrepreneur" refers to an individual starting a new business and taking on the risks... more   EPS "Earnings per share" or "EPS" is a financial measure of a company calculated by the company's... more   Equal Credit Opportunity Act The "Equal Credit Opportunity Act" or "ECOA" is a federal law that protects consumers from... more   Equifax "Equifax" is one of the three main credit reporting agencies in the United States, headquartered in... more   Equipment Lease Agreement An "equipment lease agreement" is a contract that sets forth the rights and obligations between a... more   Equity The term "equity" has multiple meanings, depending on the context. In connection with real estate,... more   Equity Financing The term "equity financing" refers to the sale of preferred stock, common stock, options or... more   Equity Fund An "equity fund" is a mutual fund that invests primarily in stocks. The value of the shares in the... more   Equity holders "Equity holders" are those individuals or entities who hold portions of a firm's equity. In a... more   Equity Market An "equity market" is a stock market for the trading of publicly held company stock and equity... more   ERISA The "Employee Retirement Income Security Act" or "ERISA" is the federal law that governs the... more   Escrow "Escrow" is a financial mechanism where property or money is held by a third party (the "escrow... more   Escrow Holdback An "escrow holdback" is an escrow mechanism used in merger and acquisition transactions where a... more   ESOP An "employee stock ownership plan" or "ESOP" is a company contributed trust fund that buys and... more   ESOT An "employee share ownership trust" or "ESOT" is a trust established by a corporation to facilitate... more   ESPP An "employee stock purchase plan" or "ESPP" is a company sponsored plan where participating... more   Estate An "estate" often refers to the assets left behind by a person upon his or her death. The assets... more   Estate Planning "Estate planning" is the process where a person plans for the disposition of his or her assets and... more   Estate Tax An "estate tax" is a federal or state tax imposed on an individual's assets upon his or her... more   Estoppel Certificate An "estoppel certificate" often refers to either (1) a document in which a borrower certifies the... more   ETF "Exchange-traded funds" or "ETFs" represent a pool of stocks similar to an index mutual fund.... more   Euro The "euro" is the common currency of many countries in the European Monetary Union (EMU). The... more   Eurobond A "eurobond" is a debt obligation that has been issued in one country's currency but is traded... more   Euronext "Euronext" is a European stock exchange with subsidiaries in Belgium, France, Netherlands, Portugal... more   European Union The "European Union" is an economic association of European countries whose goals are a single... more   Ex-Dividend "Ex-dividend" means "without dividend." The buyer of stock when they are quoted "ex-dividend" is... more   Exchange-Traded Fund "Exchange-traded funds" or "ETFs" represent a pool of stocks similar to an index mutual fund.... more   Excise Tax An "excise tax" is a tax applied to the consumption of a particular type of good, such as alcohol... more   Executor An "executor" is an individual or trust institution designated in a will to administer the estate... more   Exemption An "exemption" is a deduction allowed by law to reduce the amount of income that would otherwise be... more   Exercise Price "Exercise price" is the price at which an option, warrant, or futures contract can be exercised to... more   Expense The term "expense" with respect to accounting/financial matters refers to an outgoing payment made... more   Expense Ratio The "expense ratio" of a stock or asset mutual fund is the total percentage of fund assets used for... more   Expensed The term "expensed" refers to charging an expense to an expense account, and getting... more   Experian "Experian" is one of the three major credit reporting agencies in the United States, formerly known... more       Browse Glossary : A   B   C   D   E   F   G   H   I   J   K   L   M   N   O   P   Q   R   S   T   U   V   W   X   Y   Z   All

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