Personal Finance Glossary     Browse Glossary : A   B   C   D   E   F   G   H   I   J   K   L   M   N   O   P   Q   R   S   T   U   V   W   X   Y   Z   All D Date of Issue "Date of issue," in connection with bonds, refers to the date that the bond is issued and when... more   Date of Record The term "date of record" refers to the date on which a stockholder must officially be on the... more   Day Trading "Day trading" refers to the purchase and sale of securities (often the same securities) on the same... more   Deal Flow "Deal flow" refers to the rate (or "flow") at which investment proposals or business plans come to... more   Debenture A "debenture" is an unsecured debt obligation of an issuer. The terms of a debenture are typically... more   Debit Card A "debit card" is a card that resembles a credit card but purchases on the card result in an... more   Debt "Debt" typically refers to... more   Debt Consolidation "Debt consolidation" is a process of combining debts into one loan or repayment plan. Debt... more   Debt Counseling "Debt counseling" is counseling that helps individuals focus on reorganizing outstanding debts into... more   Debt Financing The term "debt financing" is the borrowing of money by a government or a business, usually in... more   Debt holder "Debt holder" is a holder of bonds or... more   Debt Instrument A "debt instrument" is a contract which sets forth the terms and conditions of a loan between a... more   Debt Restructuring The term "debt restructuring" refers to the process of renegotiating the terms and conditions of... more   Debt Security A "debt security" is a contract which sets forth the terms and conditions of a loan between a... more   Debt Service "Debt service" refers to the amount of funds necessary to meet the periodic payments of principal... more   Debt-to-Income Ratio "Debt-to-income ratio" refers to a calculation of how much your monthly fixed payments (minimum... more   Debt/Equity Ratio The term "debt/equity ratio" refers to a measure of a company's debt leverage calculated by... more   Debtor A "debtor" is a person or entity who owes money to another... more   Debtor in Possession A "debtor in possession" is a company that continues to operate under Chapter 11 of the U.S.... more   Debtor-in-Possession Financing "Debtor-in-possession financing" is new debt obtained by a company during a Chapter 11 bankruptcy... more   Decimalization The term "decimalization" refers to the changing of prices that securities trade at from fractions... more   Declaration Date A "declaration date" is the date on which a corporation's Board of Directors formally... more   Declared Dividend A "declared dividend" is a dividend payment that has been authorized or approved by a... more   Deductible A "deductible" is the amount of the loss which a person is responsible to pay under an insurance... more   Deduction A "deduction" is an expense that is allowed as a reduction of gross taxable income for tax... more   Deed A "deed" is a legal instrument used for transferring title to real estate from one party to... more   Deed of Trust A "deed of trust" is a legal contract that grants (or creates) a security interest in real property... more   Deep in the Money The term "deep in the money" often refers to a (1) call option whose exercise price is considerably... more   Default A "default" is the failure to perform a legal obligation. For example, a mortgage or deed of... more   Default Risk "Default risk" refers to the risk of non-payment by a borrower under a... more   Deferred Compensation "Deferred compensation" refers to compensation earned by an employee but paid at a later date,... more   Deferred Income Tax A "deferred income tax" is a liability recorded on a company's balance sheet for tax that will... more   Defined Benefit Plan A "defined benefit plan" is a pension plan set up by a company to make specified payments to... more   Defined Contribution Plan A "defined contribution plan" is a pension plan set up by a company to make specified contribution... more   Deflation "Deflation" is a general decline in the prices of goods and services. It is the opposite of... more   Delinquency "Delinquency" is a term used for failure by a borrower or debtor to make payment on a loan, debt or... more   Delisting "Delisting" refers to the removal of a listed company or securities from listing on a stock... more   Demand Deposit A "demand deposit" is a bank deposit that can be withdrawn by the depositor at any time. A... more   Demand for Payment A "demand for payment" is typically a letter or other notice demanding payment for overdue sums. A... more   Demand for Rent A "Demand for Rent" is typically a letter or other notice demanding payment from a tenant for... more   Demand Loan A "demand loan" is a loan that must be repaid in full, on demand by the... more   Department of Commerce The "Department of Commerce" is the U.S. Cabinet Department which encourages and promotes the... more   Department of Treasury The "Department of Treasury" is the U.S. Cabinet Department which performs several functions:... more   Deposit Insurance "Deposit insurance" is insurance, usually by a government entity (such as the Federal Deposit... more   Depositary Receipt A "depositary receipt" is a security that is traded on a local stock exchange but represents a... more   Depository Institution A "depository institution" is a financial institution that obtains its funds mainly through... more   Depreciate "Depreciate" means to fall in value or price. Equipment and cars typically depreciate... more   Depreciation "Depreciation" is the decrease in the value of an asset from wear and tear and the passage of time.... more   Derivative A "derivative" is a financial instrument that changes in value in relation to the price movements... more   Derivative Security A "derivative security" is a financial security whose value is derived in part from the value and... more   Direct Deposit A "direct deposit" is the automatic deposit of wages or benefits to a customer's bank account.... more   Direct Participation Program A "direct participation program" is an investment vehicle typically structured as a limited... more   Direct Stock Purchase Plan A "direct stock purchase plan" is a program that allows an investor to purchase stock directly from... more   Director A "director" is a member of the Board of Directors of a corporation, which is the governing body of... more   Disability Income Insurance "Disability income insurance" is an insurance policy that insures a worker in the event of a... more   Discount Bond A "discount bond" is a bond trading at a discount from par or its face... more   Discount Broker A "discount broker" is a stock brokerage house that charges relatively low commission rates for... more   Discount Note A "discount note" is an unsecured non-interesting bearing debt obligation that is issued at a... more   Discounted Cash Flow "Discounted cash flow" is the value of an investment (measured in terms of the cash invested and... more   Discretionary Income "Discretionary income" is the amount of an individual's income available for spending after all... more   Disposable Income "Disposable income" is the amount of personal income that an individual has available after... more   Distressed Securities A "distressed security" is a bond or stock of a company undergoing or expected to undergo... more   Distribution The term "distribution"often refers to (1) the income or capital gain made by a mutual fund that is... more   Diversification "Diversification" refers to the spreading of investments among different categories of assets or... more   Diversified Fund A "diversified fund" is a mutual fund that invests in a diversity of securities across a variety of... more   Divestiture The term "divestiture" refers to the disposition of all or part of a business, asset or investment... more   Dividend A "dividend" is a distribution of money or stock that a corporation pays to its stockholders. A... more   Dividend Policy The term "dividend policy" refers to the policy of a corporation with respect to the amount of... more   Dividend Reinvestment Plan A "dividend reinvestment plan" or "DRIP" is a company plan providing for an automatic reinvestment... more   Dividend Yield A dividend yield" is a ratio that shows how much a company pays out in dividends each year relative... more   DJIA The "DJIA" or "Dow Jones Industrial Average" is the best known general index of stocks. The index... more   DJTA The "DJTA" or "Dow Jones Transportation Average" is an index based on the market prices of 20... more   DJUA The "DJUA" or "Dow Jones Utility Average" monitors the stock performance of 15 gas, electric and... more   Dollar-Cost Averaging "Dollar cost averaging" refers to an investment strategy of buying securities in fixed dollar... more   Domain Name Purchase Agreement A "domain name purchase agreement" is a contract where the owner of a domain name (e.g.,... more   Dow Jones Industrial Average The "DJIA" or "Dow Jones Industrial Average" is the best known general index of stocks. The index... more   Dow Jones Transportation Average The "Dow Jones Transportation Average" or "DJTA" is based on an index of 20 stocks in the... more   Dow Jones Utility Average The "Dow Jones Utility Average" or "DJUA" monitors the stock performance of 15 gas, electric and... more   Dow Theory "Dow theory" is a theory that major market trends depend on how the Dow Jones Industrial Average... more   Down Payment A "down payment" with reference to a home or other real estate purchase refers to the cash portion... more   Downgrade The term "downgrade" is often used in the stock market to refer to a analyst's change in the... more   Downtick The term "downtick" refers to how a stock has traded on a stock exchange when compared to the... more   DPP A "DPP" or "direct participation program" is an investment vehicle typically structured as a... more   Drag Along Rights "Drag along rights "refer to a contractual right in an investment contract that large or majority... more   DRIP A "DRIP" or "dividend reinvestment plan" is a company plan providing for an automatic reinvestment... more   Dual Listing "Dual listing" refers to a company's securities being listed on more than one stock exchange... more   Due Diligence "Due diligence" is the process of a review of a company's operations, financial statements,... more   Due Diligence Checklist A "due diligence checklist" is a checklist typically used by acquirers of businesses or venture... more   Due Diligence Questionnaire A "due diligence questionnaire" is a questionnaire given to the company being reviewed for a... more   Due on Sale Clause A "due on sale clause" is a contract provision often found in a mortgage or deed of trust providing... more   Durable Power of Attorney for Healthcare A "durable power of attorney for healthcare" is a document in which a person is appointed to make... more   Durables "Durables" are a type of consumer product that do not have to be purchased frequently and intended... more   Dutch Auction A "Dutch auction" is a method used in the sale of securities in which the security's offer... more       Browse Glossary : A   B   C   D   E   F   G   H   I   J   K   L   M   N   O   P   Q   R   S   T   U   V   W   X   Y   Z   All

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