Personal Finance Glossary     Browse Glossary : A   B   C   D   E   F   G   H   I   J   K   L   M   N   O   P   Q   R   S   T   U   V   W   X   Y   Z   All B Baby Bond A "baby bond" usually refers a bond that has a par value of less than... more   Back Office There are typically three parts to a financial services company (for example, a stock broker or a... more   Back Stop A "back stop" is something that bolsters or supports; something that provides extra support or... more   Back-End Load "Back-end load" refers to one of three types of sales charges imposed by mutual funds that charge... more   Backdating "Backdating" is the dating of any document with a date earlier than the actual date on which the... more   Backup Withholding A "backup withholding" is the withholding of taxes from the proceeds of the sale of an investment.... more   Bad Debt A "bad debt" is a debt that is written off and deemed... more   Balance of Trade The "balance of trade" is the difference of a country's imports and its exports over a specific... more   Balance Sheet "Balance sheet" is a financial statement that summarizes a person's or company's assets,... more   Balanced Fund A "balanced fund" is a mutual fund that invests in a mix of stocks and... more   Balloon Mortgage A "balloon mortgage" is a mortgage loan with periodic payments of principal and interest that do... more   Balloon Payment The final payment that repays all the remaining principal and interest of a partially amortized or... more   Bank A "bank" is a financial institution that receives deposits and channels money into lending... more   Bank Line A "bank line" is a line of credit issued by a bank for the benefit of a customer of the bank. The... more   Bankruptcy "Bankruptcy" is a legal proceeding under federal law that releases a person or entity from repaying... more   Barrons Confidence Index The "Barron's Confidence Index" is the weekly index prepared by the publishers of Barrons, a... more   Basis Point "Basis point" is a term used to quote yields of 1/100 of a percent for interest rates. For example,... more   BDC A "Business Development Company" or a "BDC" is a company that is created to help finance companies... more   Bear Hug A "bear hug" is a form of unsolicited corporate takeover proposal (often in the form of a letter),... more   Bear Market "Bear market" is a stock market in which prices exhibit a declining trend, for a prolonged period,... more   Bearer Bond "Bearer bonds" are bonds that are not registered in the name of the owner on the books of the... more   Bellwether Stock A "bellwether stock" is a stock which is used to gauge the performance of the stock market in... more   Beneficial Owner A "beneficial owner" is any person or entity with sole or shared power to vote or dispose of the... more   Beneficiary A "beneficiary" is generally a person or entity who receives money or other benefits. The... more   Bequest "Bequest" is property left to an heir under the terms of... more   Best Ask The term "best ask" refers to the lowest quoted offer of all competing market makers to sell a... more   Best Bid "Best bid" typically refers to the highest price at which any buyer is currently willing to pay for... more   Bi-Weekly Mortgage A "bi-weekly mortgage" is a mortgage loan on which interest and principal payments are made every... more   Bid The term "bid" in the context of the securities over-the-counter market refers to the highest price... more   Bid-Ask Spread The term "bid-asked spread" refers to difference between the bid and ask price for a security. The... more   Big Board "Big Board" is a nickname for the New York Stock Exchange, located on Wall Street in New... more   Bill of Exchange A "bill of exchange" is a written document used primarily in international trade that requires one... more   Bill of Sale A "Bill of Sale" is typically a simple form of legal document to transfer legal title of personal... more   Black Scholes Model The term "Black Scholes Model" refers to a mathematical model used to determine the value of equity... more   Blackout Period The term "blackout period" refers to a timeframe established by a publicly traded company during... more   Blanket Lien A "blanket lien" is a lien covering nearly all types of assets owned by a debtor. Banks making... more   Blind Pool The term "blind pool" often refers to either (1) a limited partnership which doesn't identify... more   Blind Trust A "blind trust" is a trust in which the trustees have full discretion over the assets, and the... more   Block Trade A "block trade" is a large stock trading... more   Blue Sky Laws "Blue sky laws" are state laws covering the offer and sale of... more   Blue-Chip Stock "Blue chip stocks" are stocks of the biggest, best known, and often consistently profitable... more   Board Observation Rights Letter A "Board Observation Rights Letter" is a legal document that grants an investor in a company the... more   Board of Directors The "Board of Directors" of a corporation is the governing body of a corporation, responsible for... more   Board of Directors Resolutions The term "Board of Directors' Resolutions" refers to formal actions or approvals taken by the... more   Boiler Room The term "boiler room" often refers to a stock brokerage firm that uses aggressive or dishonest... more   Boilerplate "Boilerplate" often refers to standard clauses or language in a contract or legal document. Typical... more   Bond A "bond" is a certificate or a debt instrument upon which the issuing company or governmental body... more   Bond Anticipation Note A "bond anticipation note" is a short-term bond, one year or less, used for interim financing by... more   Bond Broker A "bond broker" is a securities broker that trades bonds on a securities... more   Bond Fund A "bond fund" is a fund (including mutual and closed-end funds) that invests in corporate or... more   Bond Market The "bond market" refers to the place where newly issued and existing corporate and government... more   Bond Mutual Fund A "bond mutual fund" is a mutual fund that invests in bonds. A bond mutual fund is usually... more   Bond Quote The term "bond quote" refers to a quote of a bond's current trading price. For example, a... more   Bond Rating A "bond rating" is a rating based on the possibility of default by a bond issuer. The ratings range... more   Bond Swap The term "bond swap" refers to the sale of a bond and the purchase of another bond with similar... more   Bond Yield "Bond yield" refers to the return an investor would earn if a bond was purchased and held to... more   Bondholders A "bondholder" is the holder of corporate or government... more   Book Runner "Book runner" refers to the managing underwriter for a new securities issuance. The book runner... more   Book Value "Book value" is a company's total assets minus its liabilities (such as loans or accounts... more   Book-Entry Securities "Book-entry securities" are those not represented by paper certificates but are maintained in... more   Borrow "Borrow" means to obtain or receive money on loan with the promise that it will be repaid on... more   Borrower "Borrower" means a person or entity that borrows money or uses another form of... more   Bought Deal A "bought deal" refers to a securities offering in which the lead underwriter buys all the... more   Bounced Check A "bounced check" is a check returned by a bank because of insufficient funds in the checking... more   Bourse The term "Bourse" refers to a French term for a stock exchange. The national stock market of... more   Brady Bonds "Brady Bonds" are bonds issued by the governments of developing countries as part of a... more   Bridge Financing "Bridge financing" is an interim financing in anticipation of a more permanent financing to be... more   Broad-Based Index The term "broad based index" usually refers to a stock or bond index designed to reflect the... more   Broker A "broker" is person or entity who, for a fee, acts as the agent of another, assists in arranging... more   Broker-dealer The term "broker-dealer" usually refers to a financial institution that has registered with the SEC... more   Brokered Deposit A "brokered deposit" is a deposit that is obtained from or through the assistance of a deposit... more   Budget A "budget" is an organized financial plan for a scheduled financial activity (such as an overall... more   Budget Deficit "Budget deficit" is the amount by which expenses exceeds revenues during an accounting period.... more   Bulge Bracket The term "bulge bracket" refers to the group of investment banking firms in an underwriting... more   Bull Market "Bull market" is a stock market marked by rising prices and... more   Bullet Loan A "bullet loan" is a loan without periodic principal payments but with the entire amount (balloon... more   Bullet Repayment A "bullet repayment" is where a loan is repaid entirely at the maturity date. See "Bullet... more   Bullish "Bullish" refers to investor optimism or outlook, as opposed to a "bearish" or pessimistic investor... more   Bunny Bond A "bunny bond" is a bond that offers investors the option to reinvest interest payments into... more   Burn Rate "Burn rate" refers to a company's rate of negative cash flow while ramping up operations and... more   Business Development Company A "Business Development Company" or a "BDC" is a company that is created to help finance companies... more   Business Expenses "Business expenses" are the cost of carrying on a trade or business. These expenses are usually... more   Business Incubators "Business incubators" are organizations that assist start up (new) companies by providing office... more   Business Plan A Business Plan is a document that sets forth a description of a particular company and its plans... more   Buy on Margin To "buy on margin" involves a stock investor borrowing money to buy additional shares, and using... more   Buy-and-Hold Strategy A "buy-and-hold strategy" is an investment strategy to buy securities and hold them for the long... more   Buyback The term "buyback" in the context of the financial markets refers to a situation where a company is... more   Buydown A "buydown" is a term often used to describe a payment to a mortgage lender from the seller or... more   Buyout A "buyout" often refers to a purchase of a controlling interest of a company's stock or the... more   Bylaws The "Bylaws" of a corporation contain the rules and procedures that govern rights and powers of... more       Browse Glossary : A   B   C   D   E   F   G   H   I   J   K   L   M   N   O   P   Q   R   S   T   U   V   W   X   Y   Z   All

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